We capitalise or italicise terms in this PDS, to show that words are abbreviations or have a particular defined meaning. • The Trustee can generally claim a tax deduction for the This PDS and the life insurance products described in it are issued by Zurich Australia Limited ABN 92 000 010 195, AFSL 232510. 0000001953 00000 n Zurich manages property risk for customers across the world, protecting against business interruption, loss or damage to premises, machinery and stock assets. 0000008846 00000 n

0000009914 00000 n Zurich provides a wide range of general insurance and life insurance products and services in more than 210 countries and territories. 0000073060 00000 n

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h�bb�b`b``Ń3� �� ��� endstream endobj 240 0 obj <>/Metadata 16 0 R/PageLabels 13 0 R/Pages 15 0 R/StructTreeRoot 18 0 R/Type/Catalog/ViewerPreferences<>>> endobj 241 0 obj <>/ExtGState<>/Font<>/ProcSet[/PDF/Text]/Properties<>>>>>/Rotate 0/StructParents 2/TrimBox[0.0 0.0 595.276 841.89]/Type/Page>> endobj 242 0 obj <>stream Our contact details appear on the inside back cover of this PDS. �\���W��*�K�����7��u��[J�R �� u��VeC���XQ�ߎ�ǀ:��Hd��q�jt����Bzr��������:��K[WNeщ6��1�ns�š�Ӡ���Ѡ�$�L�Zx͜'̩pʼ�I!\��?����I9O The Zurich Plan does not offer a superannuation savings or investments facility. 0000013325 00000 n Zurich Life Assurance plc is regulated by the Central Bank of Ireland.

0000418326 00000 n This PDS and the life insurance products described in it are issued by Zurich Australia Limited ABN 92 000 010 195, AFSL 232510.

If you take out Zurich Sumo policies via a self-managed superannuation fund, Zurich issues life insurance … %PDF-1.4 %���� If you take out Zurich Wealth Protection policies via a superannuation fund, Zurich issues life insurance policies to …
For information on the Consumer Insurance Contracts Act 2019 click, With severe weather forecasted take care and be safe.

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0000014030 00000 n For 24/7 emergency assistance call us on 01 609 1436 or visit our advice and tips page for more information. Zurich’s customers include individuals, small businesses, and mid-sized and large companies, including Zurich Insurance plc is regulated by the Central Bank of Ireland.

Save up to 40% on Life Insurance in with Australia's #1 Life Insurance Comparison http://InsuranceRebate.com.au/ we offer 20% Cash Back Rebate. 0000022690 00000 n h�b```b``=���� ,� ̀ ��@Q� �5�+0H��Pp�i��p�UsI�u�:��2@��E�N�dn���A^6�]6\�e� ��(��p^OI �c��@���d`W��j@�V! {P��@�S�sE�������0.s;j�;�.s�=��� �EȿVH�mxHvy�qABh���� GD$b��.Ln������M� �t/hl��� 0000012061 00000 n In a nutshell, a PDS outlines what your life insurance policy covers, and to what extent, as well as what it doesn’t include. Discover everything Scribd has to offer, including books and audiobooks from major publishers. 0000019732 00000 n 0000002844 00000 n t���;�d7��cP=�������à� ����a���J��vv�7r@�Y���\X�;��`\����p�A����#� ,0��2�[�2������Ք@.d`�� Gw;�G@� � �D endstream endobj 279 0 obj <>/Filter/FlateDecode/Index[18 221]/Length 30/Size 239/Type/XRef/W[1 1 1]>>stream 0000006868 00000 n 0000015864 00000 n %PDF-1.4 %����

Zurich Australia is part of one of the world's largest providers of life insurance. HBF does not underwrite or guarantee Zurich’s obligations under the policy.

Registered office: Zurich House, Ballsbridge Park, Dublin 4.

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0000007518 00000 n For Covid-19 Customer Support and FAQs click here. �@l���Z&��e���F��k������a�����o��͟�����i����G�#��������, ��� ��� ��� ��� ��� n�n n�n�����o���:O?���;G�����wGg���C?h��W� j�|��~���S�)�����y�~�f�u�㡬g#�KP�l熺d;3짲FE�JN��S���Tp*9�JN��S���Tp*9�JNg�"˫���B��[b>z����z�Jk?����ܶy�M\�7�'� kY�v endstream endobj 253 0 obj <> endobj 254 0 obj <>stream

0000012951 00000 n

Our contact details appear on the inside back cover of this PDS.

0000016981 00000 n For information on the Consumer Insurance Contracts Act 2019 click here.

If you take out Zurich Wealth Protection policies via a superannuation fund, Zurich issues life insurance policies to … trailer <]/Prev 922775/XRefStm 1953>> startxref 0 %%EOF 2000 0 obj <>stream

In particular, you should seek professional financial advice and read the relevant Product Disclosure Statement (PDS) before making any decision about a life insurance product. 0 nB�/ endstream endobj 243 0 obj <> endobj 244 0 obj <> endobj 245 0 obj <> endobj 246 0 obj [/Separation/Zurich#20Blue#201 247 0 R<>] endobj 247 0 obj [/ICCBased 276 0 R] endobj 248 0 obj <> endobj 249 0 obj <> endobj 250 0 obj <> endobj 251 0 obj <> endobj 252 0 obj <>stream 0000022240 00000 n trailer <]/Prev 560551/XRefStm 1504>> startxref 0 %%EOF 280 0 obj <>stream 0000005161 00000 n 0000415897 00000 n 0000001849 00000 n 0000065036 00000 n 0000008819 00000 n A copy of the NEOS Protection PDS can be obtained by calling us at 1300 090 188 or here on our website..

0000003432 00000 n About this PDS This PDS is prepared by Zurich … Zurich Insurance plc is registered in Ireland under registration no. We are confident that, whatever happens, we can continue to keep on delivering the products and services our customers need and expect. Get a quote or call us today.

Our contact details appear on the inside back cover of this PDS. 13460. 0000014600 00000 n 0000011766 00000 n

With severe weather forecasted take care and be safe. 0000004963 00000 n Zurich Life Assurance plc is registered in Ireland under number 58098. OnePath life insurance solutions are provided by OnePath Life Limited, a part of the Zurich Insurance Group.

0000065284 00000 n

0000005047 00000 n 0000005806 00000 n 0000021960 00000 n For 24/7 emergency assistance call us on 01 609 1436 or visit our. 0000065006 00000 n Save up to 40% on Life Insurance in with Australia's #1 Life Insurance Comparison http://InsuranceRebate.com.au/ we …, 0% found this document useful, Mark this document as useful, 0% found this document not useful, Mark this document as not useful, Save Zurich Wealth Protection PDS For Later. Zurich Ezicover ® Life Insurance Product Disclosure Statement About this PDS This Product Disclosure Statement (PDS) is an important document and is 0000011878 00000 n H�\��n�0��y��C�O!n%���V���P0�P�����uҐ _���B塴ݤ�w��g�t������]����Ϊ(�MWO���[5���Ϗq�[i�^e�>hq��C/vM�� Employing more than 50,000 people worldwide, the Zurich Insurance Group operates in over 210 markets as an needs at �iiP FAa�P����LB���"!

0000010719 00000 n

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0000004604 00000 n 0000003771 00000 n h�b```b``y������� ̀ �l@�����`d��� Z�����7�q�����@q�̇J/p=c�?���|�a����G����.��2|{ �������q��� �r�)Bk� ���6�%�-gp?z3ARlf�4���i�7�D�m>_��w�h�%0�[���K�f��P��(�p��r��|�!+[��e�O�Z�y�EЅ���>���"�r��[��V�*`�{}~�����sOi�ڼ�%���d�v�>ϴ��/�-�N]v,�4)��O�ܢY�� �,��hj��,�huh�:�7jQ�7Ug�z��]������ @{��.�L�W_4y�:�� �

0000000876 00000 n 0000017136 00000 n �`�sE��L]�����N����:#��������u�]���jǂ�GDģ3g����> tR�EzQW֚�~:�f���:�G\�)��$���4�ڷ�Mѥ��\�m3����4�+��JzG������c鶙-ϕ� 0000003547 00000 n Life Insurance Code of Practice As a member of the Financial Services Council of 0000009268 00000 n 0000004567 00000 n 239 0 obj <> endobj xref 239 42 0000000016 00000 n What is the purpose of a product disclosure statement?

Registered office: Zurich Life Assurance plc, Zurich House, Frascati Road, Blackrock, Co. Dublin. We provide Australian families financial security and support during difficult times. We recognise that you, as valued customers, distributors and partners may want to understand how Brexit may impact on our customers’ policies and operations.

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This PDS and the life insurance products described in it are issued by Zurich Australia Limited ABN 92 000 010 195, AFSL 232510. 0000003269 00000 n

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0000015000 00000 n 0000066219 00000 n 0000002169 00000 n 0000005273 00000 n

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Zurich Wealth Protection Australia. Life Insurance and Income Protection. 0000025913 00000 n h���A 0ð4�g\Gc���������z�C. 0000003635 00000 n 0000025993 00000 n

If you take out Zurich Wealth
The issuer of the products offered in this Product Disclosure Statement (PDS), other than Zurich Superannuation Term Life Insurance Plus, is Zurich Australia Limited ABN 92 000 010 195, Australian Financial Services Licence Number (AFSLN) 232510. Zurich Wealth Protection Australia.

0000001136 00000 n

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