}

This fee may apply if, after submitting your loan request, you decide to withdraw or cancel it or if your loan request is denied. Unless otherwise specifically stated in writing, John Hancock Life Insurance Company (U.S.A.) does not, and is not undertaking to, provide impartial investment advice or give advice in a fiduciary capacity. If you have not yet registered to use this site, click the "First time user" button below.

These will be used by John Hancock to verify your identity and for other authentication purposes. One of the key benefits of contributing to your plan is that ongoing contributions are made before taxes are deducted from your paycheck. Unless otherwise specifically stated in writing, John Hancock Life Insurance Company (U.S.A.) does not, and is not undertaking to, provide impartial investment advice or give advice in a fiduciary capacity.

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All Rights Reserved. If you have questions about how loans impact your Benefit Base refer to your Guaranteed Income feature brochure or contact your plan administrator.

Quotes are delayed by 15 minutes for DJIA, S&P 500 and NASDAQ. John Hancock Retirement Plan Services and Morningstar Inc. are not affiliated and neither are responsible for the liabilities of the other. If you wish to continue, note that applicable fees and charges will be deducted from your remaining account balance, not from your requested loan amount. You would owe state and federal taxes on the amount of the withdrawal, as well as a 10% penalty if you were under the age of 59½. NOT FDIC INSURED. width="1" height="1" frameborder="0" style="display:none">'); }

If it is used or referred to in promoting, marketing, or recommending any transaction or matter addressed herein, it should be understood as having been written to support such promotion, marketing, or recommendation, and any taxpayer receiving it should seek advice based on the taxpayer's particular circumstances from an independent tax advisor.

If it is used or referred to in promoting, marketing, or recommending any transaction or matter addressed herein, it should be understood as having been written to support such promotion, marketing, or recommendation, and any taxpayer receiving it should seek advice based on the taxpayer's particular circumstances from an independent tax advisor. var a = axel * 10000000000000; QSAPI_Counter++; John Hancock USA and John Hancock New York each make available a platform of investment alternatives to sponsors or administrators of retirement plans without regard to the individualized needs of any plan. Additional information can be found at www.morningstar.com John Hancock Life Insurance Company (U.S.A.) makes available a platform of investment alternatives to sponsors or administrators of retirement plans without regard to the individualized needs of any plan.

Typically, the interest rate on 401 (k) loans is what’s known as the prime rate—currently, 4.75%; depending on plan rules, though, it may be higher. All contract information is confidential and you agree to safeguard and protect such information in accordance with the standards required by law and use such information only for authorized plan administration purposes.

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